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Anon036913 · 1 Dec 2025
Accounting Officer
Sobrang daming pera tapos biglang wala, ganito ba talaga ang cycle ng buhay freelancer o sadyang hindi lang ako marunong humawak ng finances ko? Nung December ang dami kong clients at projects, tapos ngayong buwan biglang tumal at nawala yung dalawang major accounts ko. Nakaka-anxious pala kapag wala kang fixed salary na inaasahan every 15th and 30th. Paano kayo nagba-budget para sa "lean months" para hindi kayo nganga kapag walang client?
A
Anon969343 · 1 Dec 2025
Sales and Marketing Manager
Totoo na pabago-bago ang kita sa freelancing kaya malaking tulong ang pagset ng emergency fund at pagbuo ng budget na parang may “lean months” ka lagi. Mas gumagaan ang anxiety kapag may nakalaan kang savings at may malinaw kang sistema sa paghawak ng pera kahit hindi fixed ang income.
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