Credit Officer (Laoag)
Duties and Responsibilities:
A. Credit Evaluation
- Review and evaluate loan application packaged by sales
- Recommends appropriate credit decision with compliance to the Bank's credit policies and procedures
- Ensures accuracy of the data encoded in the Bank's Front-End System from Sales build up to CRECOM decision
- Consult Lending Supervisor regarding sensitive work problems/concerns of unusual occurrences that do not conform with the standard procedures and recommend alternative solutions to resolve the issue
- Gives relevant feedback with regard to NAPU and credit investigation matters that affect quality of evaluation and turn-around time (TAT)
B. Projects
- Undertakes special projects/role assigned by management from time to time.
- Propose procedural and system enhancement
Qualifications:
- Graduate of any business course, preferably 2-3 years experience in credit evaluation and review. Must have attained substantial level of proficiency in credit analysis.
- Willing to be assigned in Laoag, Ilocos Norte
Employer questions
- What's your expected monthly basic salary?
- Which of the following types of qualifications do you have?
- How many years' experience do you have as a credit officer?
Company profile
BDO is a full-service universal bank which provides a wide range of corporate and retail services such as loan & deposit products, treasury, trust banking, investment banking, private banking, rural banking and microfinance, cash management, leasing and finance,remittance, life insurance, property & casualty insurance brokerage, cash cards, credit cards, online and non-online stock brokerage services.
The Bank also offers digital banking solutions to make banking easier, faster, and more secure for its clients.
BDO ranked as the largest bank in terms of total assets, loans, deposits and trust funds under management based on published statements of condition as of December 31, 2023.