Loans Specialist-Sales for AGOO
Job Duties and Responsibilities
Do site/ area visits (Field work) within the area and nearby towns
Perform Sales and Marketing on bank's products
Do client engagement, perform product orientation, and other marketing strategies of the bank.
Facilitate Loan Application to Clients
Verify and check the validity and authenticity of loan application document attachments
Review Loan Application Forms; Evaluate loan application, perform follow-ups if necessary conduct of "Know Your Customer" and loans underwriting
Perform credit background
Ensures efficient loan document preparation and loan processing
Facilitate approval of loan application
Monitor loan application status
Make sure to do accurate, complete and timely loan report preparation and submission.
Make sure to accurately monitor loans to achieve low to zero past due rate.
Ensure all releases are billed and duly deducted on the identified effectivity date
Assist in collection and promotion activities
JOB QUALIFICATION AND COMPETENCIES REQUIREMENT:
Graduate of at least a 4-year course, Bachelor's Degree, preferably Business-related courses
With background in Loans and Microfinance is an advantage
A resident of the area or of nearby places (within 30 min travel time to the store location)
Very good MS Office Application Proficiency
Good Judgment skills
Good verbal and written communication skills
Good problem solving skills
Very good human relations skills
Fast Learner and willing to learn
Customer Focused
Results Driven
Good Stress Tolerance
Keen to details
With Integrity
Good team player
With driving skills (with license) is an advantage
Company profile
Believing that rural banks will continue to play a critical role in countryside development and inclusive growth, EastWest Bank fortified its reach in underserved areas in the country through its rural bank arm, EastWest Rural Bank (EWRB).
EWRB (formerly FinMan Bank, Inc.) consolidates, through an asset acquisition, effective November 1, 2013 the rural banking business of the two rural banks that EastWest earlier acquired, namely Green Bank, Inc. and FinMan Bank, Inc.
FinMan Bank is a 16-year-old rural bank based in Pasig City and engaged in extending credit to farmers, tenants, and rural enterprises. EastWest injected a total of P520 million in fresh capital into EWRB subsequent to the regulatory approval effective May 21, 2013 on the latter’s increase in authorized capital stock from P80 million to P1 billion.
On October 31, 2013, EWRB acquired the good assets of Green Bank, Inc. (also known as the Rural Green Bank of Caraga), the largest rural bank in the Caraga Region in terms of assets. Based in Butuan City, Agusan del Norte, Green Bank has been serving the needs of mostly farmers, government and private employees, barangay officials, pensioners and small-scale businessmen. Through Green Bank’s strong branch network in the Visayas and Mindanao, EastWest is able to gain entry into the microfinance business.
Before the asset acquisition, Green Bank, Inc. has been known as a multi-awarded trailblazer in the area of housing microfinance. It was one of the first participating banks under the Microenterprise Access to Banking Services (MABS), a program designed to accelerate national economic transformation by encouraging Philippine rural banks to significantly expand the financial services they offer to microentrepreneurs and low-income households in the countryside. Green Bank was also recognized as among the first to use the services of an independent credit ratings agency to boost its loan quality.
Backed by the strong track record of the entities behind it, EastWest Rural Bank will be able to cater to the underserved segments of the market specifically in the provincial areas and provide wider access to innovative products and delivery channels. It offers deposits and loans, including DepEd Salary Loan, Business Loan and SSS Pension Loan. EastWest Rural Bank has a total of 55 Stores, 34 Extension Offices, and 6 Othe Banking Offices nationwide and this is expected to increase across time.
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