Loan Associates
The Loan Associate is responsible in the achievement of loan origination target and maintenance of good loan portfolio quality of the originated loans. Also responsible in relationship management/account servicing to help ensure maintenance of good loan portfolio quality.
1. Identifies, solicits and maintains desirable loan accounts in the assigned area of responsibility.
2. Implements identified marketing strategies geared towards the achievement of loan origination target.
3. Gathers, assesses and validates loan documentary requirements and salient business information on a first hand/personalized basis both on operational and financial aspects necessary as basis for credit evaluation/review and decision.
4. Assesses the most appropriate funding structure and utilization suitable to the clients based on the business’ present needs.
5. Implements pro-active account monitoring and servicing activities to help ensure maintenance of good loan portfolio quality.
6. Provides inputs for the improvement of existing policies and guidelines of the lending operation
7. Performs other tasks as may be assigned by the supervising Business Manager of the Financial Inclusion and Microfinance Solutions Group.
Minimum Skills/Qualifications:
1. Graduate of a 4-year degree course, preferably in business-related disciplines (Finance / Management/ Economics, etc.)
2. Previous sales experience is needed but also open to fresh graduates with good sales acumen
3. Familiarity with the community of the branch (main markets, target segment, local network and connections, etc.).
4. Willing to do field work (95% of the time).
Employer questions
- Do you have experience in a sales role?
- How many years' experience do you have in a Finance Role?
- How many years' experience do you have in a Sales Role?
- Do you have experience in a role which requires relationship management experience?
- What's your expected monthly basic salary?
- Which of the following types of qualifications do you have?
- How many years' experience do you have as a Loan Associate?
- How many years' experience do you have as a Customer Servicing Associate?
Company profile
Ang BPI Direct BanKo, Inc., A Savings Bank o “BanKo” ay ang financial inclusion arm ng Bank of the Philippine Islands. Ang mission ng BanKo ay ang maghatid sa bawat Pilipinong walang financial access sa mga formal financial institutions, ng madali, convenient at affordable financial solutions tulad ng savings at loan products, na makakatulong sa pagtupad ng iyong pangarap.